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Bruce Cooper (CA Insurance License #0D41725) and Leslie Moyher are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of CA, CT, IL, MD, MA, NJ, NY, PA, RI, VA. No insurance business may be conducted outside of these states referenced.

¹Bruce Cooper is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of CA, CT, NJ, NY, VA. No offers may be made or accepted from any resident outside the specific states referenced.

Neither Bruce Cooper, Leslie Moyher nor NYLIFE Securities LLC or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.